3739 Highway 16PangburnAR72121
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3739 Highway 16, Pangburn, AR, 72121 in Pangburn is narrow, $133/mo net on $1,274/mo rent after the $854/mo debt service, but the property operates at break-even-plus, not a loss. At $189,900 with a 8.05% yield, the long-run equity case via 5% appreciation ($52,466 over five years) and $1,749/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.49 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $80,394.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $133 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,274 |
| Total Monthly Debt Service | $1,066 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
7.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72121, Pangburn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,374 (100%) |
| Owner Occupied HU | 862 (62.7%) |
| Renter Occupied HU | 218 (15.9%) |
| Vacant Housing Units | 294 (21.4%) |
| Median Home Value | $197,500 |
| Average Home Value | $226,792 |
Housing Distribution
Address Breakdown
Residential
1,073
Single Family
1,057
Multi-Family
16
Businesses
48
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
7.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72121, Pangburn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,374 (100%) |
| Owner Occupied HU | 862 (62.7%) |
| Renter Occupied HU | 218 (15.9%) |
| Vacant Housing Units | 294 (21.4%) |
| Median Home Value | $197,500 |
| Average Home Value | $226,792 |
Housing Distribution
Address Breakdown
Residential
1,073
Single Family
1,057
Multi-Family
16
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices