3737 N Gothic LnBelle RiveIL62810
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 3737 N Gothic Ln, Belle Rive, IL, 62810 in Belle Rive is a conservative rental investment at $250,000. Rental yield 7.59%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $69,070; $2,303/yr in principal paydown supplements. Total projected return: $85,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.0% |
| Monthly Cash Flow | $(154) | $1,500 |
City averages based on Belle Rive market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,580 |
| Total Monthly Debt Service | $1,635 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62810, Belle Rive, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 464 (100%) |
| Owner Occupied HU | 382 (82.3%) |
| Renter Occupied HU | 51 (11.0%) |
| Vacant Housing Units | 31 ( 6.7%) |
| Median Home Value | $114,667 |
| Average Home Value | $157,880 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62810, Belle Rive, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 464 (100%) |
| Owner Occupied HU | 382 (82.3%) |
| Renter Occupied HU | 51 (11.0%) |
| Vacant Housing Units | 31 ( 6.7%) |
| Median Home Value | $114,667 |
| Average Home Value | $157,880 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly Duncan • KIM DUNCAN AUCTION & REALTY
Mls Name: My State MLS
Mls ID: #11634633