37304 Montezuma Valley RdWarner SpringsCA92066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 37304 Montezuma Valley Rd, Warner Springs, CA, 92066 in Warner Springs earns a 9.02% gross yield at $495,000. Rent of $3,721/mo nets $659/mo after the $2,226/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $136,759 and $4,559/yr in equity accumulation project a total cumulative return of $230,093.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $659 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,721 |
| Total Monthly Debt Service | $2,865 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
6.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92066, Ranchita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 224 (100%) |
| Owner Occupied HU | 123 (54.9%) |
| Renter Occupied HU | 42 (18.7%) |
| Vacant Housing Units | 59 (26.3%) |
| Median Home Value | $356,897 |
| Average Home Value | $476,789 |
Housing Distribution
Address Breakdown
Residential
162
Single Family
162
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
6.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92066, Ranchita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 224 (100%) |
| Owner Occupied HU | 123 (54.9%) |
| Renter Occupied HU | 42 (18.7%) |
| Vacant Housing Units | 59 (26.3%) |
| Median Home Value | $356,897 |
| Average Home Value | $476,789 |
Housing Distribution
Address Breakdown
Residential
162
Single Family
162
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cesar Martinez • eXp Realty of California, Inc.
Mls Name: CRMLS
Mls ID: #PTP2601176