3730 Bayou RdSacramentoCA95835
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3730 Bayou Rd, Sacramento, CA, 95835 in Sacramento earns a 9.59% gross yield at $460,000. Rent of $3,674/mo nets $683/mo after the $2,181/mo mortgage. The 1.68 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $127,090 and $3,856/yr in equity accumulation project a total cumulative return of $219,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 4.8% |
| Monthly Cash Flow | $683 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $2,775 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
2,874 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226074343
