373 McCain DrMountain HomeAR72653
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 373 McCain Dr, Mountain Home, AR, 72653 in Mountain Home at $210,000 earns $1,380/mo in rent and nets $118/mo after the $944/mo payment, a 7.89% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $87,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.5% |
| Monthly Cash Flow | $118 | $450 |
City averages based on Mountain Home market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $1,179 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Penny Green • CENTURY 21 LeMAC REALTY
Mls Name: Mountain Home MLS
Mls ID: #132326
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.