373 E Gobind BlvdMountain HouseCA95391
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 373 E Gobind Blvd, Mountain House, CA, 95391 in Mountain House worth study. Rental yield 4.3%. The 4.3% gross yield is below cash-flow benchmarks at $1,211,443, but 5% annual appreciation, adding $334,699 over five years, frames this as a capital growth position. Rent of $4,338/mo partially offsets the $5,447/mo payment. Ziffy Mortgage finances appreciation-play properties (0.80 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $256,302.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(3,156) | $300 |
City averages based on Mountain House market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,338 |
| Total Monthly Debt Service | $7,012 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,246 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95391, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,774 (100%) |
| Owner Occupied HU | 6,304 (71.8%) |
| Renter Occupied HU | 1,832 (20.9%) |
| Vacant Housing Units | 638 ( 7.3%) |
| Median Home Value | $849,163 |
| Average Home Value | $881,315 |
Housing Distribution
Address Breakdown
Residential
8,067
Single Family
8,067
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,246 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95391, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,774 (100%) |
| Owner Occupied HU | 6,304 (71.8%) |
| Renter Occupied HU | 1,832 (20.9%) |
| Vacant Housing Units | 638 ( 7.3%) |
| Median Home Value | $849,163 |
| Average Home Value | $881,315 |
Housing Distribution
Address Breakdown
Residential
8,067
Single Family
8,067
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Suzie Gibbons • Pulte Group
Mls Name: Bay East AOR
Mls Provider:
Mls ID: #41108541
Disclaimer: Bay East 2026, CCAR 2026, bridgeMLS 2026. Information Deemed Reliable but not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used or any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2026-02-12 16:41:22 PST.