373 Caldwell RdBrodheadKY40409
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 373 Caldwell Rd, Brodhead, KY, 40409 in Brodhead fits: $1,000,000, 1.36% gross yield, and a projected 5% annual appreciation rate adding $276,282 in value within five years. Rental yield 1.36%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.25) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,210/yr in principal paydown and $276,282 in appreciation project a total return of $59,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 8.0% |
| Monthly Cash Flow | $(4,956) | $350 |
City averages based on Brodhead market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,130 |
| Total Monthly Debt Service | $5,688 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
102 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40409, Brodhead, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,140 (66.4%) |
| Renter Occupied HU | 403 (23.5%) |
| Vacant Housing Units | 174 (10.1%) |
| Median Home Value | $157,398 |
| Average Home Value | $213,336 |
Housing Distribution
Address Breakdown
Residential
1,521
Single Family
1,521
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
102 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40409, Brodhead, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,140 (66.4%) |
| Renter Occupied HU | 403 (23.5%) |
| Vacant Housing Units | 174 (10.1%) |
| Median Home Value | $157,398 |
| Average Home Value | $213,336 |
Housing Distribution
Address Breakdown
Residential
1,521
Single Family
1,521
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices