373 3055th LnNiotazeKS67355
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.04% gross rental yield, 373 3055th Ln, Niotaze, KS, 67355 in Niotaze is priced for capital growth, not immediate cash flow. The $995,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $274,900 by year five, with $9,164/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.38) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $62,240.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 7.5% |
| Monthly Cash Flow | $(4,928) | $230 |
City averages based on Niotaze market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,692 |
| Total Monthly Debt Service | $6,224 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
218.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67355, Niotaze, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 87 (74.4%) |
| Renter Occupied HU | 12 (10.3%) |
| Vacant Housing Units | 18 (15.4%) |
| Median Home Value | $121,591 |
| Average Home Value | $163,247 |
Housing Distribution
Address Breakdown
Residential
71
Single Family
71
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
218.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67355, Niotaze, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 87 (74.4%) |
| Renter Occupied HU | 12 (10.3%) |
| Vacant Housing Units | 18 (15.4%) |
| Median Home Value | $121,591 |
| Average Home Value | $163,247 |
Housing Distribution
Address Breakdown
Residential
71
Single Family
71
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices