3720 S Cathay CircleAuroraCO80013
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Aurora rentals match the income profile of 3720 S Cathay Circle, Aurora, CO, 80013. Listed at $425,000, gross rent is $3,756/mo and net cash flow is $1,279/mo, a 10.61% yield well above national averages. DSCR 1.86 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $117,420 by year five with $3,563/yr in annual principal reduction, projecting $234,817 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.1% |
| Monthly Cash Flow | $1,279 | $285 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,756 |
| Total Monthly Debt Service | $2,411 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80013, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,576 (100%) |
| Owner Occupied HU | 18,859 (71.0%) |
| Renter Occupied HU | 6,986 (26.3%) |
| Vacant Housing Units | 731 ( 2.8%) |
| Median Home Value | $520,533 |
| Average Home Value | $575,621 |
Housing Distribution
Address Breakdown
Residential
26,194
Single Family
22,182
Multi-Family
4,012
Businesses
316
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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