3720 Howard Ave SWBirminghamAL35221








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Birmingham at 3720 Howard Ave SW, Birmingham, AL, 35221 listed at $110,000 pairs $845/mo rent with a $538/mo payment to leave $225/mo cash flow. Total monthly income runs $845/mo, and annual cash flow reaches $2,694/yr on $36,465 cash to close. Return on cash invested measures 27.3% in year one, and rental yield registers 9.22% at a $110,000 basis. Equity gained on principal adds $710/yr, and annual property appreciation at 5% supports $30,391 by year five. Five-year ROI tracks 141.83% and total cumulative return in cash totals $51,720. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $845/mo property income relative to a $538/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1965
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35221, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,308 (100%) |
| Owner Occupied HU | 1,115 (48.3%) |
| Renter Occupied HU | 645 (27.9%) |
| Vacant Housing Units | 548 (23.7%) |
| Median Home Value | $76,185 |
| Average Home Value | $226,626 |
Housing Distribution
Address Breakdown
Residential
1,889
Single Family
1,795
Multi-Family
94
Businesses
91
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Listed by: Kelli Gilmer • EXIT Realty Southern Select - Oneonta
Mls Name: GALMLS
Mls ID: #21434533








