3718 S Olive StSanta AnaCA92707



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3718 S Olive St, Santa Ana, CA, 92707 in Santa Ana earns a 9.92% gross yield at $1,049,000. Rent of $8,669/mo nets $2,097/mo after the $4,717/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $289,819 and $9,661/yr in equity accumulation project a total cumulative return of $533,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $2,097 | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,669 |
| Total Monthly Debt Service | $6,154 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
5,952 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1965
5,952 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











