3715 Garcia GroveSan AntonioTX78264
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 3715 Garcia Grove, San Antonio, TX, 78264 in San Antonio delivers $1,834/mo in gross rent and $405/mo in net monthly income at a $195,999 entry. The 11.23% yield and 2.08 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $54,151 over five years and $1,805/yr in equity from loan paydown, total projected return is $101,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.8% |
| Monthly Cash Flow | $405 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,834 |
| Total Monthly Debt Service | $1,351 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
$425 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78264, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,531 (100%) |
| Owner Occupied HU | 4,182 (75.6%) |
| Renter Occupied HU | 876 (15.8%) |
| Vacant Housing Units | 473 ( 8.6%) |
| Median Home Value | $195,737 |
| Average Home Value | $231,163 |
Housing Distribution
Address Breakdown
Residential
5,277
Single Family
5,076
Multi-Family
201
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
$425 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78264, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,531 (100%) |
| Owner Occupied HU | 4,182 (75.6%) |
| Renter Occupied HU | 876 (15.8%) |
| Vacant Housing Units | 473 ( 8.6%) |
| Median Home Value | $195,737 |
| Average Home Value | $231,163 |
Housing Distribution
Address Breakdown
Residential
5,277
Single Family
5,076
Multi-Family
201
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Marti • Marti Realty Group
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1932119
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.