3710 Hyde Park AveCincinnatiOH45209
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.49% gross rental yield, 3710 Hyde Park Ave, Cincinnati, OH, 45209 in Cincinnati is priced for capital growth, not immediate cash flow. The $495,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $136,759 by year five, with $4,559/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.02) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $124,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.8% |
| Monthly Cash Flow | $(990) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,266 |
| Total Monthly Debt Service | $3,059 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1910
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45209, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,559 (100%) |
| Owner Occupied HU | 2,059 (31.4%) |
| Renter Occupied HU | 3,968 (60.5%) |
| Vacant Housing Units | 532 ( 8.1%) |
| Median Home Value | $379,142 |
| Average Home Value | $434,122 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
4,018
Multi-Family
2,795
Businesses
696
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1910
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45209, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,559 (100%) |
| Owner Occupied HU | 2,059 (31.4%) |
| Renter Occupied HU | 3,968 (60.5%) |
| Vacant Housing Units | 532 ( 8.1%) |
| Median Home Value | $379,142 |
| Average Home Value | $434,122 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
4,018
Multi-Family
2,795
Businesses
696
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey G Kenney • Coldwell Banker Realty, Anders
Mls Name: Cincy MLS
Mls ID: #1853289