371 Lily MdwsButteMT59750
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 371 Lily Mdws, Butte, MT, 59750 in Butte offers a clean, manageable entry. Rental yield 6.47%. DSCR 1.20 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $186,490 in additional property value over five years, with $6,217/yr in principal equity building ownership stake. Total projected cumulative return: $235,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.8% |
| Monthly Cash Flow | $(306) | $2,150 |
City averages based on Butte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,639 |
| Total Monthly Debt Service | $3,676 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59750, Butte, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 145 (94.2%) |
| Renter Occupied HU | 9 ( 5.8%) |
| Vacant Housing Units | 0 |
| Median Home Value | $451,786 |
| Average Home Value | $458,207 |
Housing Distribution
Address Breakdown
Residential
158
Single Family
158
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59750, Butte, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 145 (94.2%) |
| Renter Occupied HU | 9 ( 5.8%) |
| Vacant Housing Units | 0 |
| Median Home Value | $451,786 |
| Average Home Value | $458,207 |
Housing Distribution
Address Breakdown
Residential
158
Single Family
158
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Schwartzenberger • Engel & Volkers West Frontier
Mls Name: Big Sky Country MLS
Mls ID: #398827
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.