371 Larchmont CtNapervilleIL60565
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 371 Larchmont Ct, Naperville, IL, 60565 in Naperville offers a clean, manageable entry. Rental yield 7.12%. DSCR 1.32 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $145,048 in additional property value over five years, with $4,835/yr in principal equity building ownership stake. Total projected cumulative return: $166,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.1% |
| Monthly Cash Flow | $(526) | $1,850 |
City averages based on Naperville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,115 |
| Total Monthly Debt Service | $3,433 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Ann Sullivan, CRS,GRI • john greene, Realtor
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12447925