3707 W Rte #40StaffordsvilleKY41256
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3707 W Rte #40, Staffordsville, KY, 41256 in Staffordsville is a solid income-producing rental, 10.08% gross yield, $1,339/mo rent, $368/mo net cash flow on a $159,500 buy. DSCR 1.87 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $44,067 and $1,469/yr in principal reduction project a total cumulative return of $84,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.2% |
| Monthly Cash Flow | $368 | $850 |
City averages based on Staffordsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,339 |
| Total Monthly Debt Service | $907 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41256, Staffordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 899 (100%) |
| Owner Occupied HU | 603 (67.1%) |
| Renter Occupied HU | 206 (22.9%) |
| Vacant Housing Units | 90 (10.0%) |
| Median Home Value | $255,282 |
| Average Home Value | $374,938 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41256, Staffordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 899 (100%) |
| Owner Occupied HU | 603 (67.1%) |
| Renter Occupied HU | 206 (22.9%) |
| Vacant Housing Units | 90 (10.0%) |
| Median Home Value | $255,282 |
| Average Home Value | $374,938 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Preston • Redd, Brown & Williams Real Estate Services(Paint)
Mls Name: Eastern Kentucky AOR
Mls Provider:
Mls ID: #123922
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.