3707 Indio AveJoshua TreeCA92284
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 3707 Indio Ave, Joshua Tree, CA, 92284 in Joshua Tree at $450,000. Rental yield 7.29%. The 7.29% yield and 1.35 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $124,327 by year five, and $4,145/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $167,340.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(51) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,732 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TONY CIPOLLA • Joshua Tree Realty
Mls Name: CRMLS
Mls ID: #JT25241373