3705 Haines StSan DiegoCA92109




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Diego at 3705 Haines St, San Diego, CA, 92109 listed at $490,700 pairs $9,589/mo rent with a $2,402/mo payment to leave $3,304/mo cash flow. Total monthly income runs $9,589/mo, and annual cash flow reaches $39,654/yr on $162,667 cash to close. Return on cash invested measures 44.29% in year one, and rental yield registers 23.45% at a $490,700 basis. Equity gained on principal adds $3,166/yr, and annual property appreciation at 5% supports $135,571 by year five. Five-year ROI tracks 242.26% and total cumulative return in cash totals $394,072. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $9,589/mo property income relative to a $2,402/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2013
3,650 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92109, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,029 (100%) |
| Owner Occupied HU | 6,451 (24.8%) |
| Renter Occupied HU | 15,564 (59.8%) |
| Vacant Housing Units | 4,014 (15.4%) |
| Median Home Value | $1,354,265 |
| Average Home Value | $1,414,969 |
Housing Distribution
Address Breakdown
Residential
25,204
Single Family
13,809
Multi-Family
11,395
Businesses
1,619
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