3703 Manola AveSaint LouisMO63121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 3703 Manola Ave, Saint Louis, MO, 63121 in Saint Louis is straightforward: $159,900 in, $1,337/mo in rent, $341/mo out after debt service. The 10.03% gross yield and 1.86 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $44,177 by year five. With $1,473/yr in principal equity, the total cumulative return is projected at $82,615.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.8% |
| Monthly Cash Flow | $341 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,337 |
| Total Monthly Debt Service | $932 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1908
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1908
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick A Parker • Parker Real Estate, LLC
Mls Name: MARIS
Mls ID: #26001570