3703 Cloverdale RdJacksonvilleAR72076
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 3703 Cloverdale Rd, Jacksonville, AR, 72076 in Jacksonville: $975/mo in rent, $242/mo in net income, 9.59% gross yield, 1.78 DSCR, all at $122,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $33,706 in appreciation and $1,124/yr in principal paydown projects total cumulative return of $61,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.5% |
| Monthly Cash Flow | $242 | $300 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $975 |
| Total Monthly Debt Service | $685 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Broderic Armstead • Keller Williams Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25028362
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.