3702 Palm Desert Ln APT 5427OrlandoFL32839
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3702 Palm Desert Ln APT 5427, Orlando, FL, 32839 in Orlando. Priced at $194,900, it generates $1,895/mo in gross rent and $601/mo in net monthly cash flow, a 11.67% yield that comfortably supports the 2.16 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,217. Five-year appreciation: $53,847. Equity from principal paydown: $1,795/yr. Total projected cumulative return: $113,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.1% |
| Monthly Cash Flow | $601 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,895 |
| Total Monthly Debt Service | $1,216 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2000
10,002 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32839, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,252 (100%) |
| Owner Occupied HU | 5,169 (21.3%) |
| Renter Occupied HU | 17,439 (71.9%) |
| Vacant Housing Units | 1,644 ( 6.8%) |
| Median Home Value | $349,585 |
| Average Home Value | $425,986 |
Housing Distribution
Address Breakdown
Residential
21,786
Single Family
8,789
Multi-Family
12,997
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2000
10,002 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32839, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,252 (100%) |
| Owner Occupied HU | 5,169 (21.3%) |
| Renter Occupied HU | 17,439 (71.9%) |
| Vacant Housing Units | 1,644 ( 6.8%) |
| Median Home Value | $349,585 |
| Average Home Value | $425,986 |
Housing Distribution
Address Breakdown
Residential
21,786
Single Family
8,789
Multi-Family
12,997
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices