3701 Fernwood AveLynwoodCA90262
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3701 Fernwood Ave, Lynwood, CA, 90262 in Lynwood at $1,360,000, 3.66% gross yield, is a market-growth asset. Rental yield 3.66%. The $4,146/mo rent partially funds the $6,115/mo debt service; the core return is the 5%/yr price growth projected to add $375,743 over five years. Ziffy Mortgage's DSCR mortgage (0.68) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $236,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.5% |
| Monthly Cash Flow | $(4,344) | $300 |
City averages based on Lynwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,146 |
| Total Monthly Debt Service | $7,949 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1961
6,528 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1961
6,528 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices