3701 Delcore RdOcontoWI54153
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3701 Delcore Rd, Oconto, WI, 54153 in Oconto worth study. Rental yield 4.08%. The 4.08% gross yield is below cash-flow benchmarks at $1,250,000, but 5% annual appreciation, adding $345,352 over five years, frames this as a capital growth position. Rent of $4,247/mo partially offsets the $5,621/mo payment. Ziffy Mortgage finances appreciation-play properties (0.76 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $210,307.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(4,142) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,247 |
| Total Monthly Debt Service | $7,892 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
53.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54153, Oconto, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,535 (100%) |
| Owner Occupied HU | 2,429 (68.7%) |
| Renter Occupied HU | 796 (22.5%) |
| Vacant Housing Units | 310 ( 8.8%) |
| Median Home Value | $225,852 |
| Average Home Value | $266,955 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,981
Multi-Family
187
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
53.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54153, Oconto, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,535 (100%) |
| Owner Occupied HU | 2,429 (68.7%) |
| Renter Occupied HU | 796 (22.5%) |
| Vacant Housing Units | 310 ( 8.8%) |
| Median Home Value | $225,852 |
| Average Home Value | $266,955 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,981
Multi-Family
187
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices