37000 Vance RdPomeroyOH45769
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play37000 Vance Rd, Pomeroy, OH, 45769 in Pomeroy is priced for appreciation, not yield. Rental yield 1.6%. At $1,290,000 with a 1.6% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $356,403 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.30) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $56,210.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(6,761) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,724 |
| Total Monthly Debt Service | $7,972 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
238 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45769, Pomeroy, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,836 (65.5%) |
| Renter Occupied HU | 510 (18.2%) |
| Vacant Housing Units | 455 (16.2%) |
| Median Home Value | $155,792 |
| Average Home Value | $181,664 |
Housing Distribution
Address Breakdown
Residential
2,600
Single Family
2,553
Multi-Family
47
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
238 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45769, Pomeroy, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,836 (65.5%) |
| Renter Occupied HU | 510 (18.2%) |
| Vacant Housing Units | 455 (16.2%) |
| Median Home Value | $155,792 |
| Average Home Value | $181,664 |
Housing Distribution
Address Breakdown
Residential
2,600
Single Family
2,553
Multi-Family
47
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices