370 Caminito BarcelonaChula VistaCA91914
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 370 Caminito Barcelona, Chula Vista, CA, 91914 in Chula Vista. Rental yield 7.64%. The 1.42 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $215,223 and $7,175/yr in principal reduction project total return of $304,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $(335) | $300 |
City averages based on Chula Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,957 |
| Total Monthly Debt Service | $4,509 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
2.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
2.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Hansen • Pacific Sotheby's Int'l Realty
Mls Name: SDMLS
Mls ID: #250031611