370 3rd AveColumbia FallsMT59912
INVESTMENT ANALYSIS
Investment Verdict
Solid Income370 3rd Ave, Columbia Falls, MT, 59912 in Columbia Falls is a solid income-producing rental, 8.98% gross yield, $3,060/mo rent, $670/mo net cash flow on a $409,000 buy. DSCR 1.66 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $112,999 and $3,767/yr in principal reduction project a total cumulative return of $197,593.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $670 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,060 |
| Total Monthly Debt Service | $2,228 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1903
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59912, Columbia Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,326 (100%) |
| Owner Occupied HU | 4,827 (65.9%) |
| Renter Occupied HU | 1,738 (23.7%) |
| Vacant Housing Units | 761 (10.4%) |
| Median Home Value | $576,189 |
| Average Home Value | $598,762 |
Housing Distribution
Address Breakdown
Residential
5,561
Single Family
5,464
Multi-Family
97
Businesses
492
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1903
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59912, Columbia Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,326 (100%) |
| Owner Occupied HU | 4,827 (65.9%) |
| Renter Occupied HU | 1,738 (23.7%) |
| Vacant Housing Units | 761 (10.4%) |
| Median Home Value | $576,189 |
| Average Home Value | $598,762 |
Housing Distribution
Address Breakdown
Residential
5,561
Single Family
5,464
Multi-Family
97
Businesses
492
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: J D Barton • RE/MAX Whitefish
Mls Name: MRMLS
Mls Provider:
Mls ID: #30036495
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.