37 Village Acres DriveEastonME04740
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.87% yield at 37 Village Acres Drive, Easton, ME, 04740 in Easton is solid, but the $1,888/mo payment compresses net cash flow to $104/mo at $419,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $116,011 by year five, and $3,867/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.46) without U.S. income documentation. Total projected return: $166,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.5% |
| Monthly Cash Flow | $104 | $350 |
City averages based on Easton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,754 |
| Total Monthly Debt Service | $2,483 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04740, Easton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 406 (68.5%) |
| Renter Occupied HU | 108 (18.2%) |
| Vacant Housing Units | 79 (13.3%) |
| Median Home Value | $168,137 |
| Average Home Value | $187,506 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
451
Multi-Family
40
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04740, Easton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 406 (68.5%) |
| Renter Occupied HU | 108 (18.2%) |
| Vacant Housing Units | 79 (13.3%) |
| Median Home Value | $168,137 |
| Average Home Value | $187,506 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
451
Multi-Family
40
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices