37 Spruce St, Allentown, PA, 18101 | $170/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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37 Spruce St, Allentown, PA, 18101 | $170/mo Cash Flow | Ziffy

For Sale

Listed for sale 2 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Allentown at 37 Spruce St, Allentown, PA, 18101 listed at $139,000 pairs $1,081/mo rent with a $680/mo payment to leave $170/mo cash flow. Total monthly income runs $1,081/mo, and annual cash flow reaches $2,046/yr on $46,079 cash to close. Return on cash invested measures 24.35% in year one, and rental yield registers 9.33% at a $139,000 basis. Equity gained on principal adds $897/yr, and annual property appreciation at 5% supports $38,403 by year five. Five-year ROI tracks 127.18% and total cumulative return in cash totals $58,604. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,081/mo property income relative to a $680/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1880

827.64 sqft lot

$N/A/sqft

No HOA

More details about the property

Looking for affordability and low cost of living.....Look no more! This TWO BEDROOM TWIN comes complete with lots of updates but just needs some TLC! Complete with a third floor bonus room for office/storage or additional family room. Kitchen is complete with shaker cabinets and granite countertops. Economical gas heat for low heating cost in these cold winter months. Low property taxes of only $1065 a year is just another plus! Property is being sold "as is" and Buyer will be responsible for city of Allentown presale CO.

Neighborhood Data

Neighborhood data shown for ZIP Code: 18101, Allentown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,218 (100%)
Owner Occupied HU	211 ( 6.6%)
Renter Occupied HU	2,708 (84.2%)
Vacant Housing Units	299 ( 9.3%)
Median Home Value	$135,938
Average Home Value	$195,108