37 South St APT 1MedfordMA02155
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 37 South St APT 1, Medford, MA, 02155 in Medford earns a 9.97% gross yield at $395,000. Rent of $3,282/mo nets $399/mo after the $1,776/mo mortgage. The 1.85 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $109,131 and $3,638/yr in equity accumulation project a total cumulative return of $200,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.1% |
| Monthly Cash Flow | $399 | $1,200 |
City averages based on Medford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,282 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
1 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
1 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tenzin Kunchok • Cambridge Premier Realty
Mls Name: MLS PIN
Mls ID: #73469491