37 Overview CirRochesterNY14623
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Rochester rental at 37 Overview Cir, Rochester, NY, 14623 sits in the solid-income band: 11.47% gross yield, $1,864/mo rent, $291/mo net after the $877/mo debt service, DSCR 2.13. Entry price of $194,995 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $53,874 and $1,796/yr in principal reduction bring total cumulative return to $110,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $291 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,864 |
| Total Monthly Debt Service | $1,225 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices