37 Chelsea CtEagleCO81631
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderNot flashy, but dependably profitable, 37 Chelsea Ct, Eagle, CO, 81631 in Eagle is listed at $720,000 and delivers $4,660/mo in rent and $464/mo in net monthly cash flow. The 7.77% yield and 1.44 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $198,923 over five years, and $6,631/yr in principal reduction supplements cash return. Total projected cumulative return: $301,697.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $464 | $1,500 |
City averages based on Eagle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,660 |
| Total Monthly Debt Service | $3,910 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81631, Eagle, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,620 (100%) |
| Owner Occupied HU | 2,248 (62.1%) |
| Renter Occupied HU | 1,004 (27.7%) |
| Vacant Housing Units | 368 (10.2%) |
| Median Home Value | $856,734 |
| Average Home Value | $1,063,788 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
827
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81631, Eagle, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,620 (100%) |
| Owner Occupied HU | 2,248 (62.1%) |
| Renter Occupied HU | 1,004 (27.7%) |
| Vacant Housing Units | 368 (10.2%) |
| Median Home Value | $856,734 |
| Average Home Value | $1,063,788 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
827
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices