369 E Harbor RdCheshireMA01225
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 369 E Harbor Rd, Cheshire, MA, 01225 in Cheshire. At $499,000 it earns $3,359/mo in rent and distributes $214/mo to the owner after the $2,366/mo payment, a consistent 8.08% yield. DSCR 1.42 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $137,865 in value; $4,183/yr in principal paydown compounds ownership stake. Total projected return: $193,851.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $214 | $550 |
City averages based on Cheshire market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,359 |
| Total Monthly Debt Service | $3,068 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
3.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BCMLS
Mls Provider:
Mls ID: #250949
