369 College HwySouthamptonMA01073
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 369 College Hwy, Southampton, MA, 01073 in Southampton: $5,083/mo in rent, $357/mo in net income, 8.13% gross yield, 1.51 DSCR, all at $749,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $207,184 in appreciation and $6,907/yr in principal paydown projects total cumulative return of $307,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $357 | $350 |
City averages based on Southampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,083 |
| Total Monthly Debt Service | $4,428 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Bennet • Keller Williams Realty
Mls Name: MLS PIN
Mls ID: #73406339