369 Ainsley CtClaytonNC27527
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 369 Ainsley Ct, Clayton, NC, 27527 in Clayton is a conservative rental investment at $609,900. Rental yield 6.97%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $168,504; $5,617/yr in principal paydown supplements. Total projected return: $214,903.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(257) | $850 |
City averages based on Clayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,544 |
| Total Monthly Debt Service | $3,558 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
1.02 Acres lot
$N/A/sqft
$84 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
1.02 Acres lot
$N/A/sqft
$84 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Samantha DiGiovanni • HomeTowne Realty
Mls Name: Doorify MLS
Mls Provider:
Mls ID: #10144291
Disclaimer: The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS. Copyright 2026 Doorify MLS of North Carolina. All rights reserved.