3683 Widgeon WayEaganMN55123
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3683 Widgeon Way, Eagan, MN, 55123 in Eagan at $357,000 earns $2,838/mo in rent and nets $57/mo after the $1,605/mo payment, a 9.54% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $98,633 over five years. Ziffy Mortgage underwrites this on a 1.77 DSCR without U.S. credit history. With $3,288/yr in principal paydown, total projected return reaches $141,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $57 | $1,850 |
City averages based on Eagan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,838 |
| Total Monthly Debt Service | $2,639 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1994
2,570 sqft lot
$N/A/sqft
$552 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55123, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,212 (100%) |
| Owner Occupied HU | 7,830 (76.7%) |
| Renter Occupied HU | 2,246 (22.0%) |
| Vacant Housing Units | 136 ( 1.3%) |
| Median Home Value | $483,797 |
| Average Home Value | $520,606 |
Housing Distribution
Address Breakdown
Residential
10,284
Single Family
8,985
Multi-Family
1,299
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1994
2,570 sqft lot
$N/A/sqft
$552 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55123, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,212 (100%) |
| Owner Occupied HU | 7,830 (76.7%) |
| Renter Occupied HU | 2,246 (22.0%) |
| Vacant Housing Units | 136 ( 1.3%) |
| Median Home Value | $483,797 |
| Average Home Value | $520,606 |
Housing Distribution
Address Breakdown
Residential
10,284
Single Family
8,985
Multi-Family
1,299
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John D Schuster • Coldwell Banker Realty - Southwest Regional
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #7026692
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