368 Keys RdWarrenMA01585
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 368 Keys Rd, Warren, MA, 01585 in Warren at $349,900 earns $2,397/mo in rent and nets $192/mo after the $1,573/mo payment, a 8.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,671 over five years. Ziffy Mortgage underwrites this on a 1.52 DSCR without U.S. credit history. With $3,223/yr in principal paydown, total projected return reaches $145,258.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.1% |
| Monthly Cash Flow | $192 | $220 |
City averages based on Warren market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,397 |
| Total Monthly Debt Service | $2,066 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy LaRosa • Daisy Hill Real Estate and Rentals
Mls Name: MLS PIN
Mls ID: #73454614