3679 Trace Creek RdMiltonWV25541
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3679 Trace Creek Rd, Milton, WV, 25541 in Milton fits: $750,000, 1.9% gross yield, and a projected 5% annual appreciation rate adding $207,211 in value within five years. Rental yield 1.9%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.35) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,908/yr in principal paydown and $207,211 in appreciation project a total return of $80,392.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.2% |
| Monthly Cash Flow | $(3,150) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $4,041 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
131 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25541, Milton, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,355 (100%) |
| Owner Occupied HU | 3,001 (68.9%) |
| Renter Occupied HU | 945 (21.7%) |
| Vacant Housing Units | 409 ( 9.4%) |
| Median Home Value | $209,550 |
| Average Home Value | $226,270 |
Housing Distribution
Address Breakdown
Residential
3,995
Single Family
3,942
Multi-Family
53
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
131 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25541, Milton, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,355 (100%) |
| Owner Occupied HU | 3,001 (68.9%) |
| Renter Occupied HU | 945 (21.7%) |
| Vacant Housing Units | 409 ( 9.4%) |
| Median Home Value | $209,550 |
| Average Home Value | $226,270 |
Housing Distribution
Address Breakdown
Residential
3,995
Single Family
3,942
Multi-Family
53
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Whitney Hood Gesner • Hood Realty Company
Mls Name: HUNTMLS
Mls Provider:
Mls ID: #181191
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.