367 Church St APT 5San FranciscoCA94114
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 367 Church St APT 5, San Francisco, CA, 94114 in San Francisco delivers $3,966/mo in gross rent and $424/mo in net monthly income at a $572,500 entry. The 8.31% yield and 1.54 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $158,171 over five years and $5,273/yr in equity from loan paydown, total projected return is $244,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.5% |
| Monthly Cash Flow | $424 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,966 |
| Total Monthly Debt Service | $3,314 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
3,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
3,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edmond D. O'Sullivan • Elevation Real Estate
Mls Name: SFAR
Mls ID: #425072523