36648 Crystal RdStrawberry PointIA52076
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.15% gross rental yield, 36648 Crystal Rd, Strawberry Point, IA, 52076 in Strawberry Point is priced for capital growth, not immediate cash flow. The $419,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $116,011 by year five, with $3,867/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.96) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $100,420.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.5% |
| Monthly Cash Flow | $(923) | $300 |
City averages based on Strawberry Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,804 |
| Total Monthly Debt Service | $2,560 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52076, Strawberry Point, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 965 (100%) |
| Owner Occupied HU | 659 (68.3%) |
| Renter Occupied HU | 207 (21.5%) |
| Vacant Housing Units | 99 (10.3%) |
| Median Home Value | $164,219 |
| Average Home Value | $210,015 |
Housing Distribution
Address Breakdown
Residential
670
Single Family
635
Multi-Family
35
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52076, Strawberry Point, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 965 (100%) |
| Owner Occupied HU | 659 (68.3%) |
| Renter Occupied HU | 207 (21.5%) |
| Vacant Housing Units | 99 (10.3%) |
| Median Home Value | $164,219 |
| Average Home Value | $210,015 |
Housing Distribution
Address Breakdown
Residential
670
Single Family
635
Multi-Family
35
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joe Sylvester • Ole's 5 Star Realty, LLC
Mls Name: East Central Iowa AOR
Mls ID: #153884