366 Southbridge RdWest WarrenMA01083
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 366 Southbridge Rd, West Warren, MA, 01083 in West Warren is listed at $449,000 and delivers $3,506/mo in rent and $676/mo in net monthly cash flow. The 9.37% yield and 1.74 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $124,050 over five years, and $4,135/yr in principal reduction supplements cash return. Total projected cumulative return: $213,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.3% |
| Monthly Cash Flow | $676 | $200 |
City averages based on West Warren market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,506 |
| Total Monthly Debt Service | $2,651 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01083, Warren, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,177 (100%) |
| Owner Occupied HU | 756 (64.2%) |
| Renter Occupied HU | 336 (28.5%) |
| Vacant Housing Units | 85 ( 7.2%) |
| Median Home Value | $417,470 |
| Average Home Value | $433,555 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01083, Warren, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,177 (100%) |
| Owner Occupied HU | 756 (64.2%) |
| Renter Occupied HU | 336 (28.5%) |
| Vacant Housing Units | 85 ( 7.2%) |
| Median Home Value | $417,470 |
| Average Home Value | $433,555 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristy Riendeau • Century 21 North East
Mls Name: MLS PIN
Mls ID: #73430355