366 N Water StArcoID83213
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 366 N Water St, Arco, ID, 83213 in Arco. At $219,999 it earns $1,714/mo in rent and distributes $448/mo to the owner after the $989/mo payment, a consistent 9.35% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $60,782 in value; $2,026/yr in principal paydown compounds ownership stake. Total projected return: $111,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $448 | $150 |
City averages based on Arco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,714 |
| Total Monthly Debt Service | $1,178 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83213, Arco, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 794 (100%) |
| Owner Occupied HU | 440 (55.4%) |
| Renter Occupied HU | 186 (23.4%) |
| Vacant Housing Units | 168 (21.2%) |
| Median Home Value | $230,973 |
| Average Home Value | $255,563 |
Housing Distribution
Address Breakdown
Residential
513
Single Family
474
Multi-Family
39
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83213, Arco, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 794 (100%) |
| Owner Occupied HU | 440 (55.4%) |
| Renter Occupied HU | 186 (23.4%) |
| Vacant Housing Units | 168 (21.2%) |
| Median Home Value | $230,973 |
| Average Home Value | $255,563 |
Housing Distribution
Address Breakdown
Residential
513
Single Family
474
Multi-Family
39
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices