3659 Spear AveArcataCA95521








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Arcata at 3659 Spear Ave, Arcata, CA, 95521 earns from $2,858/mo rent with a $2,932/mo payment. Total monthly income totals $2,858/mo. ROI tracks 14.9% on current figures, and rental yield reads 5.73% at a $599,000 purchase. Equity gained on principal adds $3,865/yr, and 5% annual appreciation supports $165,493 over five years. Five-year ROI reaches 75.96% and total cumulative return in cash sums $149,686. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,858/mo property income instead of your personal income.
Single Family
Built in 1954
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95521, Arcata, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,198 (100%) |
| Owner Occupied HU | 3,463 (34.0%) |
| Renter Occupied HU | 5,885 (57.7%) |
| Vacant Housing Units | 850 ( 8.3%) |
| Median Home Value | $521,271 |
| Average Home Value | $533,584 |
Housing Distribution
Address Breakdown
Residential
9,236
Single Family
7,941
Multi-Family
1,295
Businesses
871
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Listed by: Catrina Kristine Bindel • Bindel Inc.
Mls Name: HBMLS
Mls ID: #270736








