3658 W 104th StInglewoodCA90303
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3658 W 104th St, Inglewood, CA, 90303 in Inglewood is priced for appreciation, not yield. Rental yield 4.25%. At $950,000 with a 4.25% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $262,467 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.79) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $198,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.0% |
| Monthly Cash Flow | $(2,510) | $1,500 |
City averages based on Inglewood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,367 |
| Total Monthly Debt Service | $5,499 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1956
6,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90303, Inglewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,351 (100%) |
| Owner Occupied HU | 3,000 (40.8%) |
| Renter Occupied HU | 4,043 (55.0%) |
| Vacant Housing Units | 308 ( 4.2%) |
| Median Home Value | $839,770 |
| Average Home Value | $902,988 |
Housing Distribution
Address Breakdown
Residential
7,478
Single Family
5,595
Multi-Family
1,883
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1956
6,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90303, Inglewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,351 (100%) |
| Owner Occupied HU | 3,000 (40.8%) |
| Renter Occupied HU | 4,043 (55.0%) |
| Vacant Housing Units | 308 ( 4.2%) |
| Median Home Value | $839,770 |
| Average Home Value | $902,988 |
Housing Distribution
Address Breakdown
Residential
7,478
Single Family
5,595
Multi-Family
1,883
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices