36564 Cedar RdCohassetMN55721
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 36564 Cedar Rd, Cohasset, MN, 55721 in Cohasset at $695,000, 4.13% gross yield, is a market-growth asset. Rental yield 4.13%. The $2,255/mo rent partially funds the $3,125/mo debt service; the core return is the 5%/yr price growth projected to add $192,016 over five years. Ziffy Mortgage's DSCR mortgage (0.72) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $129,556.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.0% |
| Monthly Cash Flow | $(1,950) | $450 |
City averages based on Cohasset market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,255 |
| Total Monthly Debt Service | $4,063 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55721, Cohasset, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,330 (72.4%) |
| Renter Occupied HU | 160 ( 8.7%) |
| Vacant Housing Units | 347 (18.9%) |
| Median Home Value | $378,392 |
| Average Home Value | $450,788 |
Housing Distribution
Address Breakdown
Residential
1,549
Single Family
1,503
Multi-Family
46
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55721, Cohasset, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,330 (72.4%) |
| Renter Occupied HU | 160 ( 8.7%) |
| Vacant Housing Units | 347 (18.9%) |
| Median Home Value | $378,392 |
| Average Home Value | $450,788 |
Housing Distribution
Address Breakdown
Residential
1,549
Single Family
1,503
Multi-Family
46
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TODD STONE • MN DIRECT PROPERTIES
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6705843
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