3656 Candler RdPendergrassGA30567
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $325,000, 3656 Candler Rd, Pendergrass, GA, 30567 in Pendergrass generates $2,034/mo in rent (7.51% yield) but nets only $56/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.39) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $89,792. Total projected return: $126,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $56 | $250 |
City averages based on Pendergrass market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,034 |
| Total Monthly Debt Service | $1,849 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charline Benifield • Virtual Properties Realty.com
Mls Name: GAMLS
Mls ID: #10679502