3651 Limestone StClermontFL34711
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 3651 Limestone St, Clermont, FL, 34711 in Clermont achieves 1.57, rent of $2,879/mo covers the $1,839/mo payment 1.5x over at $409,000. Rental yield 8.45%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $112,999 over five years, with $3,767/yr in principal reduction bringing total projected return to $166,513.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $(319) | $300 |
City averages based on Clermont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,879 |
| Total Monthly Debt Service | $2,551 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
5,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
5,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices