3651 Alessio RdWhites CreekTN37189
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 3651 Alessio Rd, Whites Creek, TN, 37189 in Whites Creek delivers $1,614/mo in gross rent and $267/mo in net monthly income at a $225,000 entry. The 8.61% yield and 1.59 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $62,163 over five years and $2,072/yr in equity from loan paydown, total projected return is $102,312.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $267 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,614 |
| Total Monthly Debt Service | $1,257 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37189, Whites Creek, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 978 (79.8%) |
| Renter Occupied HU | 186 (15.2%) |
| Vacant Housing Units | 62 ( 5.1%) |
| Median Home Value | $526,846 |
| Average Home Value | $651,603 |
Housing Distribution
Address Breakdown
Residential
1,563
Single Family
1,428
Multi-Family
135
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37189, Whites Creek, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 978 (79.8%) |
| Renter Occupied HU | 186 (15.2%) |
| Vacant Housing Units | 62 ( 5.1%) |
| Median Home Value | $526,846 |
| Average Home Value | $651,603 |
Housing Distribution
Address Breakdown
Residential
1,563
Single Family
1,428
Multi-Family
135
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls ID: #3059677