365 SE Valley View WayChehalisWA98532
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 365 SE Valley View Way, Chehalis, WA, 98532 in Chehalis is narrow, $95/mo net on $2,339/mo rent after the $1,659/mo debt service, but the property operates at break-even-plus, not a loss. At $350,000 with a 8.02% yield, the long-run equity case via 5% appreciation ($96,699 over five years) and $2,934/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $141,046.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $95 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,339 |
| Total Monthly Debt Service | $2,050 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98532, Chehalis, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,896 (100%) |
| Owner Occupied HU | 7,583 (69.6%) |
| Renter Occupied HU | 2,780 (25.5%) |
| Vacant Housing Units | 533 ( 4.9%) |
| Median Home Value | $504,702 |
| Average Home Value | $590,130 |
Housing Distribution
Address Breakdown
Residential
9,726
Single Family
9,210
Multi-Family
516
Businesses
917
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #2587346
