3648 W Bladen StCedar CityUT84720



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3648 W Bladen St, Cedar City, UT, 84720 in Cedar City. Rental yield 2.28%. At $638,890 with 2.28% gross yield, current distributions are modest, but the 5% appreciation rate projects $176,514 in new equity by year five, complemented by $5,884/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.42) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $76,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 5.8% |
| Monthly Cash Flow | $(2,557) | $1,250 |
City averages based on Cedar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $3,515 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$25 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$25 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Sandy Smith • D.R. Horton, Inc
Mls Name: ICBOR
Mls ID: #110317
Disclaimer: Copyright Iron County Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.







