3646 Thornhill Dr, Elgin, IL, 60124 | $754/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Elgin at 3646 Thornhill Dr, Elgin, IL, 60124 generates $4,118/mo in rent and, after a $2,374/mo payment, leaves $754/mo in cash flow. Total monthly income is $4,118/mo, and annual cash flow is $9,045/yr on $160,778 invested. Return on cash invested sits at 25.54% in year one, and rental yield is 10.19% on a $485,000 entry. Equity gained on principal adds $3,130/yr, while 5% annual appreciation builds toward $133,997 over five years. Five-year ROI reaches 133.98% and total cumulative return in cash sums $215,414. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,118/mo property income rather than buyer’s personal income.

Single Family

Built in 2013

0.30 Acres lot

$N/A/sqft

No HOA